![]() Regular auto insurance will only cover what the vehicle is worth at the time of the loss. GAP insurance is optional auto insurance that helps pay off your loan in the event your vehicle is totaled or stolen and you still owe more than the depreciated value. Finalize funding details (check dollar amount, payment due date, term, interest rate, payment options and to whom the check is payable).Submit any additional requested documents.Submit verification of income, if requested.Submit copy of the purchase & sale agreement (for dealer purchases).Become a DCU member, if not already a member.To finalize and fund your auto loan, you will need to do the following: Co-applicant information (if applicable).Driver’s License, Passport Books, etc.)ĭCU will no longer be accepting Passport Cards as a form of personal identification. Your personal information (First/Last Name, SSN, Date of Birth), if requested.The desired term of the loan (options range from 12-84 months subject to qualification).To apply for an auto loan, you will need the following information: Any business or other legal entity located in one of these areas is also automatically eligible to join. You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.You currently belong to or join an organization whose members we serve.Eligibility by Organization You Belong To You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.ģ.You currently work for or retired from a company in our list of participitating employers.Eligibility by Company You Work for or Retired From Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).Ģ. ![]() Eligibility by Family Relationship to a Current DCU Member ![]()
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